Most, if not all, states require drivers to purchase auto insurance coverage. A woman in Pennsylvania decided to add comprehensive and collision coverage to her car insurance policy after an accident had already occurred. She may have thought this would help her save money. In reality, this is a form of fraud. Not every consumer understands exactly what his or her car insurance policy covers. This makes it difficult for people to compare one policy to another in order to obtain the coverage they require for the least amount of money. Some of the wording in the policies is confusing … Continue reading →

How much do you really know about car insurance? This is one of those subjects that can end up costing you a lot of money if you cannot discern the truth from the myths. Do you think you can pick out the facts from the fiction about car insurance? Earlier this year, I wrote a blog that emphasized some of the misinformation about car insurance that tends to travel around the internet. Some of these pieces of incorrect information have been repeated so often that they are starting to almost sound like facts. How much do you know about auto … Continue reading →

A typical car insurance policy will cover many of the situations that you could experience while driving. However, it simply doesn’t cover everything that could possibly happen to you. Adding extra insurance onto your car insurance policy can raise the cost of your premium, but it may be worth it. In order to determine what types of things could be advantageous for you to add to your auto insurance policy, you first need to figure out what is already covered. This can prevent you from adding something that you don’t need to because you already have coverage for it. Generally … Continue reading →

It seems as though most, if not all, states have laws that require all drivers to have a certain amount of automobile insurance. Even if your state doesn’t happen to require that you purchase car insurance, it is easy to see why it might be a good idea to have this kind of insurance anyway, for your own protection. However, this does not mean that you necessarily are going to need each and every possible add-on to your car insurance that happens to exist. In general, the more things you add on to your automobile insurance, the higher your monthly … Continue reading →